It was a rainy Tuesday morning just after opening and I was in the lobby of the First National Bank shooting the breeze with Bill, the bank security guard. Bill’s a retired mail carrier doing the rent-a-cop shtick to keep busy and to supplement his retirement income. A rather scruffy looking character came in and took a quick panoramic look-see of the bank’s lobby. Spotting the two of us, he walked over and just like that, handed me a small pistol.